Learn how a manufacturer launched fully compliant surcharging with PayLink in a single month
Recovered 87% of card fees and went live with surcharging in just 30 days.
PayLink: The Fastest Path to Compliant Surcharging
Powered by InterPayments, PayLink is a ready-to-deploy surcharging solution that layers onto existing gateways and payment providers, so your merchants can start recovering fees faster––without replacing what works.
A Complete Surcharging Toolkit, Ready to Go
PayLink comes ready with the tools you need to launch, run, and support your merchant's surcharging program from day one.
Virtual Terminal
Give your merchants a way to take phone and email payments with surcharging built in, connected directly to the payment gateway already in place
Hosted Payment Page
Add secure, self-serve payment pages, with compliant disclosures generated automatically for every transaction.
Transaction Reporting
Track every surcharged transaction in detail, synced directly to the payment gateway in use.
Every Kind of Payment
Apply compliant surcharges across one-time, scheduled, and recurring payments, taken by phone, online, or anywhere in between, so no part of the payment mix is left out.
Support for Specific Gateways
Plug directly into the gateways and providers your merchants trust, without the lengthy overhaul.
Signs Your Merchants Are Ready for PayLink
If your merchants are looking to accept payment types in new ways and want to keep their payment stack or connect new processing to an existing gateway, PayLink gives you a fast, compliant way to bring them a surcharging program that can stand up in as little as 30 days.
Attached to Their Current Gateway?
Linking a new processor to a merchant's existing gateway keeps the technology in place, giving processors a path into accounts they couldn't reach before.
Ready to Accept Payments in New Ways?
Activating new payment flows helps your merchants accept payments by phone, email, and online with a surcharge-enabled virtual terminal and payment pages.
Satisfied With Their Current Payment Systems?
Working through a trusted partner lets your merchants add compliant surcharging with minimal additional setup or integration work required, keeping the relationships they already have in place.
Virtual Terminal
Accept payments manually while staying compliant with surcharging regulations. Built for your merchants who need a manual payment option alongside their existing setup.
Connect to the existing payment gateway, replicating forms without rebuilding
Apply surcharging across scheduled, recurring, and one-time payments
Reconcile cash by invoice, PO, or custom identifier
Hosted Payment Page
Launch a compliant checkout experience without the time or cost of building one from scratch.
Add surcharge-enabled, self-serve payment pages
Display automatic surcharge disclosures on every transaction
Deliver secure payment links for one-time use
Transaction Reporting
Track every surcharged transaction in one place with accurate, reliable reporting.
Consolidate surcharge and transaction data into a single dashboard
Gain the visibility needed for reconciliation, reporting, and compliance oversight
Leverage InterPayments’ card data intelligence to ensure accuracy and precision across every surcharge
Every Kind of Payment
Extend surcharging across any payment mix under one compliant program, enabling merchants to easily add new payment channels as their business grows.
Surcharge card payments across phone, online, and in-store channels
Configure surcharge rules by transaction type: one-time, recurring, or invoice-based
Consolidate every payment into a single transaction record for complete reporting
Platform Integrations
Surcharging That Fits Any Environment
From payment gateways to ERPs, PayLink connects to the systems your merchants already use, no switching required.
Whatever Your Business Runs On
Stripe
Cybersource
Authorize.net
Orbital
NMI
PayTrace
CardConnect
CenPOS
MerchantE
And more, with new gateways added regularly
Wherever You Take Payments
NetSuite
Microsoft Dynamics
Kerridge
SAP
Epicor
Salesforce
And more
Powering Your Surcharging Program End- to- End
Compliance certification, consultative support, and real-time auditing come standard with every InterPayments program, so partners and merchants never have to manage surcharging alone.
Best-in-Class Surcharging Precision
Every program is designed, certified, and supported by an implementation team, giving your merchants a full toolkit to recover fees and protect their margins.
Selective Surcharging
Target fee recovery by customer segment, product line, geography, or payment terms, without applying a blanket surcharge across every transaction.
Surcharge Customization
Waive, discount, or apply time-based surcharges to match how each merchant operates. Every rule is configurable, so the program fits their unique business model.
CEDP and Savings Data Report
Capture and submit the detailed transaction data that qualifies eligible commercial cards for lower interchange rates, with PayLink handling the heavy lifting.
Cost-of-Acceptance Tracking
Know each merchant's true cost of accepting every card, so surcharges stay capped to that cost, fair to customers and always compliant.
Surcharging Education
Surcharging Is Complicated. InterPayments Makes It Simple.
Learn the ins and outs of surcharging from the team that does this all day. InterPayments covers everything from the basics to the latest regulatory shifts, so you never have to untangle the rules alone.
Work With the Surcharging Leader
Partner, prospect, or merchant: wherever you're starting from, InterPayments is here to help. Share what you're working on, and the right solution is a conversation away.