Everything You Need to Surcharge with Confidence
A surcharge is more than one line on a receipt. Behind it is a surcharge program: everything that keeps it compliant and your customers happy.
The Complete Surcharging Program
InterPayments doesn't hand you a product and walk away. Every program comes with a team that stays in it with you.
Indemnified Compliance
A program that lets you offer surcharging with total confidence, compliant and protected from end to end.
Consultative Support
A dedicated team that makes surcharging their expertise, so it never has to be yours.
Auditable Reporting
A clear, defensible record for every transaction, ready whenever an audit calls for it.
The Compliance Advantage You Can't Build Yourself
InterPayments delivers continuous compliance across state, provincial, federal, and card brand rules with full indemnification behind every transaction.
Prevent
- Certifies your program before launch and reassesses annually
- Reconciles overlapping regulations across every jurisdiction, automatically
- Draws on a multi-source BIN database of 18M+ records to apply the correct surcharge every time
Protect
- Monitors every merchant and MID 24/7/365 to flag compliance risks before they become problems
- Steps in to manage any allegation directly, start to finish
- Defends against fines using historical transaction data and certification records
Indemnify
- Provides full, contractual indemnification against compliance risk
- Arbitrates any compliance allegation on your behalf
- Investigates root cause to prevent future non-compliance
What We Cover
Card Brand Registration
Customer Disclosures & Notices
Sales Tax
State & Provincial Laws
Card Network Rules
Industry-Specific Regulations
Industry-Leading Expertise, At Your Service
InterPayments works as an extension of your team to build a surcharging program you can offer without hesitation.
Before Go-Live
Recommends program design—who to surcharge, when, at what rate—and scopes the build around the systems you and your merchants already use.
At Go-Live
Tests the program, manages the rollout, and confirms it runs as designed, equipping your team to bring merchants on board smoothly.
After Go-Live
Stays on as an active partner to answer merchant questions, refine the program as the business changes, and verify performance with a 90-day post-launch analysis.
A Detailed Record, Always Ready
InterPayments captures every surcharge across 30+ compliance attributes, delivering the reporting and visibility each stakeholder needs.
Partners
Surcharging is complex, regulated, and high-risk. InterPayments has built its business around getting it right, so it doesn’t have to take over yours.
Referral Partners
Integration Partners
White-Label Partners
Surcharging Made Ready
Surcharging Engineered to Fit
Surcharging Education
Learn the ins and outs of surcharging from the team that does this all day. Get everything from the basics to the latest regulatory shifts, so you never have to untangle the rules alone.
