The Leader in Compliant Surcharging
The payments industry relies on InterPayments for automated, compliant credit card surcharging, backed by indemnification.
Numbers Behind the Name
Merchants Served
Card Fees Saved Annually
Compliant Surcharges Per Year
Checked for Compliance Annually
Why Payment Leaders Choose InterPayments
Compliance, Indemnified
InterPayments has managed compliance across every merchant program in its history with 0 fines and 0 allegations. Full indemnification backs it anyway.
Automation That Keeps You Current
InterPayments tracks all 70+ governing bodies, all major card network rules, and the industry-specific regulations, applying updates automatically so your program stays compliant without manual work.
Unmatched Precision
InterPayments draws on a multi-source database of over 18 million records to identify every card correctly and ensure the right surcharge applies to the right customer.
Built for Customer Acceptance
Surcharging is more than just a fee. It’s a transformative, all-of-business, program that puts a merchant’s customers first—0% customer churn, and no merchant has ever stopped over customer concerns.
Referral Partners
Integration Partners
White-Label Partners
Platform Integrations
See How We Fit Your StackWherever You Take Payments
Add compliant surcharging to the platforms your operations already depend on.
Whatever Your Business Runs On
InterPayments works within your existing payment flow.
Solutions
Out-of-the-Box Solutions
- Launch surcharging programs live in weeks, with minimal development work
- Offer a virtual terminal and hosted payment pages out of the box
- Apply surcharging across recurring and scheduled payments
- Display automatic surcharge disclosures on every transaction
Customized Solutions
- Build surcharging into virtually any platform or payment environment via API
- Bring surcharging to merchants on major ERPs like NetSuite and Microsoft Dynamics
- Work directly with our solutions architects to design an integration around your stack
- Scale surcharging across business units, regions, and payment flows from a single integration
Full-Service Compliance
Certification and team training before launch, hands-on defense against any allegation after, and indemnification against state, provincial, federal, and card brand risk for partners and merchants.
Consultative Support
A front-to-back build and rollout, plus a surcharging team that stays on to advise on program design, disclosures, and the questions your customers raise.
Auditing & Real-Time Records
Real-time records across 30+ compliance attributes, accessible by web or API, and connectable to general ledgers.
Case Studies
compliant with internal risk standards, on top of state, federal, and card brand rules
reduction in credit card processing costs, recovering $157,800 a year
net-new merchants signed in the first year
of card fees recovered, live in just 30 days
Surcharging Education
Learn the ins and outs of surcharging from the team that does this all day. Get everything from the basics to the latest regulatory shifts, so you never have to untangle the rules alone.
