Recover the Cost of Card Acceptance, With Compliant Surcharging
Protect your margins from the rising cost of card acceptance with a customizable credit card surcharging program that's precise, compliant, and built to run inside the systems you trust.
Recover Your True Costs
Charge exactly your true cost of card acceptance, down to the individual transaction.
Guarantee Compliance
Automatically comply with 70+ state, provincial, and card brand rules, including industry-specific requirements, backed by full indemnification.
Keep Your Systems
Add surcharging to the providers, gateways, and ERPs you already use. Fully automated from day one, with no ongoing effort from your team.
Maintain Customer Satisfaction
Offer payment flexibility without sacrificing trust, backed by clear disclosures and support. No InterPayments merchant has ever stopped surcharging due to customer concerns.
Surcharging Made Ready
Surcharging Engineered to Fit
Proven at Enterprise Scale
in annual savings for a Fortune 1000 medical supply provider, with zero customer impact
The Compliance Advantage You Can't Build Yourself
InterPayments delivers continuous compliance across state, provincial, federal, industry, and card brand rules with full indemnification behind every transaction, so you can recover processing fees with confidence.
Prevent
Automated compliance built into every transaction.
- Certifies your program before launch and reassesses annually
- Reconciles overlapping regulations across every jurisdiction, automatically
- Draws on a multi-source BIN database of 18M+ records to apply the correct surcharge every time
Protect
Active oversight and defense whenever compliance is questioned.
- Monitors every merchant and MID 24/7/365 to flag compliance risks before they become problems
- Steps in to manage any allegation directly, start to finish
- Defends against fines using historical transaction data and certification records
Indemnify
An active partner on your side, not just a policy.
- Provides full, contractual indemnification against compliance risk
- Arbitrates any compliance allegation on your behalf
- Investigates root cause to prevent future non-compliance
InterPayments Is Built to Work With the Systems and Partners You Already Have
Surcharging Education
Learn the ins and outs of surcharging from the team that does this all day. Get everything from the basics to the latest regulatory shifts, so you never have to untangle the rules alone.
