• Card Networks and Surcharging Enforcement

    As merchant costs continue to increase, the popularity of using surcharging to recover credit card fees has grown enormously. This has not gone unnoticed by the card networks, who have…

  • Frequently-Asked Questions about Field 28

    Many businesses looking to begin surcharging quickly find themselves confused by issues around Visa’s “Field 28” or “surcharge field.” Fortunately it just takes a few answers to demystify this topic…

  • Chargent – Partner Resource Library

    Merchant Referral Form Informational Links What is Surcharging? Features Vs. Competitors B2B One Pager Compliance Overview Case Studies

  • Chargent Merchant Registration Form

    To share a referral, please complete the form below and a member of our team will reach out within one business day. We will not contact your customer without speaking…

  • Everything You Need to Know About Product-Level Surcharging to Maximize Credit Card Cost Recovery

    Surcharging is a legal and optimal way to protect merchants from the high cost of credit card acceptance. But traditional surcharging methods apply the same rate to every credit card…

  • Credit Card Payment Buy, And Sell Products & Service

    The Surprising Nuances of Surcharging: Part II

    With 40 million credit card types and an evolving set of state and federal surcharge regulations, applying a one-size-fits-all approach to national surcharging isn’t feasible. In our previous blog, we…

  • cropped closeup of a person typing on their laptop and browing paytrace

    PayTrace Affiliate Partner Resources

    Internal Support Materials Email Templates Referral Registration Form Blog Posts Surcharging Legal and Regulatory Overview Customer Facing Content Sales Deck B2B Case Study 60 Second Explainer Video B2B One Pager…

  • Verisave Partner Resources Referral Form

    To share a referral, please complete the form below and a member of our team will reach out within one business day. We will not contact your customer without speaking…

  • WorldPay Partner Resources

    Referral Form Internal Support Materials Email Templates Blog Posts Merchant Compliance Recommendations Surcharging Legal and Regulatory Review Short Video Links On-Demand Product Demo Webinar 60 Second Explainer Video Customer Facing…

  • Transactis Partner Resources

    Internal Support Materials Email Templates Blog Posts Surcharging Legal and Regulatory Overview Short Video Links On-Demand Product Demo Webinar 60 Second Explainer Video Customer Facing Content Sales Deck Merchant Buyers…

  • man in a red collared tshirt, smiling, looking up, and pointing up

    Is Surcharging Right for Me?

    In this article, we’ll shed light on who’s surcharging and why.  Read on to see whether surcharging fits your business and whether to dive deeper.  Surcharging is a legal and optimal way for most merchants to make…

  • a woman wearing a backpack and holding books, standing in front of a giant whiteboard of math equations filling all space

    How to Calculate Surcharges

    Surcharging is a legal and optimal way for most merchants to make their credit card fees go to zero.  However, it’s not as simple as just adding “3%” to every order. Why? There are many rules…

  • woman sitting on a couch with a laptop, holding a credit card near her face, looking intently at her screen

    Variable vs. Fixed Rate Surcharging

    Most merchants exploring surcharging are unaware that variable-rate surcharging is an option. It’s understandable. Credit card surcharging regulations are numerous and complex. In short, two key rules determine much you can surcharge: 1) you can never profit from a credit card surcharge; 2) 4%…