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From Conflict to Compliance: How Limited Acceptance Enables Compliant Surcharging for All Major Card Brands
For American Express (AmEx) Direct merchants, surcharging across multiple card brands presents a complicated compliance dilemma. Where AmEx rules require equal surcharging across all card types––including debit and prepaid cards––Visa…
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Surcharging, Convenience Fees, and Service Fees: What Merchants Need to Know
As credit card transactions account for 63% of retail sales and 81% of shoppers prefer card payments over cash, it’s clear that the U.S. is rapidly transitioning to a cashless…
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PayLink Resource Library
PayLink Introductory Video PayLink Onboarding Videos Documents
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The Rise of Virtual Credit Cards and Managing Fees: Where Surcharging Fits In
A PYMNTS survey CFOs and treasurers in North America indicates there will be significant virtual card growth in 2025. While only 3.3% are using them today, nearly 14% of respondents…
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InterPayments Appoints Former Discover Financial Services CEO and President, Roger Hochschild, to Its Board of Directors
SAN FRANCISCO, January 15, 2025 – InterPayments, the leader in compliant managed surcharge solutions, today announced the appointment of former CEO and president of Discover Financial Services (NYSE: DFS), Roger…
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JP Morgan – Partner Resource Library
Merchant Referral Form Informational Links What is Surcharging? Features Vs. Competitors B2B One Pager Compliance Overview Case Studies
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JP Morgan – Merchant Registration Form
To share a referral, please complete the form below and a member of our team will reach out within one business day. We will not contact your customer without speaking…
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PNC – Merchant Registration Form
To share a referral, please complete the form below and a member of our team will reach out within one business day. We will not contact your customer without speaking…
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PNC – Partner Resource Library
Merchant Referral Form Informational Links What is Surcharging? Features Vs. Competitors B2B One Pager Compliance Overview Case Studies
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Stripe – Partner Resource Library
Merchant Referral Form Informational Links What is Surcharging? Features Vs. Competitors B2B One Pager Compliance Overview Case Studies
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Is Surcharging Right for Me?
In this article, we’ll shed light on who’s surcharging and why. Read on to see whether surcharging fits your business and whether to dive deeper. Surcharging is a legal and optimal way for most merchants to make…
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How to Calculate Surcharges
Surcharging is a legal and optimal way for most merchants to make their credit card fees go to zero. However, it’s not as simple as just adding “3%” to every order. Why? There are many rules…
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Variable vs. Fixed Rate Surcharging
Most merchants exploring surcharging are unaware that variable-rate surcharging is an option. It’s understandable. Credit card surcharging regulations are numerous and complex. In short, two key rules determine much you can surcharge: 1) you can never profit from a credit card surcharge; 2) 3%…